BUNDLED INSURANCE WITH HOME LOANS
These 9 banking stocks can give more than 22% returns in 1 year, according to analysts
In the last eight months, every time the markets have moved up, bank stocks have invariably been among the top gainers. Large private sector banks, which were underperformers for a long phase of over three-and-a-half years, are among the current outperformers. So now, stick with these stocks even if there is some bad news. The Q4 earnings season numbers for banks showed a decline in margins. This might appear to be negative to many, but was on expected lines.
ITR filing for AY 2025-26: 7 prominent changes in ITR excel utilities for FY 2024-25, which taxpayers including salaried should know
The income tax department has introduced enhanced validation rules in the ITR filing utility for FY 2024-25 (AY 2025-26), primarily affecting salaried individuals and those claiming deductions under the old tax regime. Taxpayers must now provide detailed information for HRA, Section 80C, 80D, 80E, 80EE/80EEA, 80EEB, and 80DDB claims, aiming to curb false claims and expedite ITR processing.
Rohit Kapoor on Swiggy’s food delivery slowdown; Group life insurance gains traction
Happy Tuesday! As the food delivery market cools, aggregators are scrambling to find growth avenues. This and more in today’s ETtech Morning Dispatch.
Time to take a logical risk: 6 housing finance stocks with upside potential of up to 43%
It’s a sector that has had its good guys as well as its villains. Just about seven years back, it was a housing finance company that was responsible for a major scandal that rocked NBFCs. At the same time, the sector has seen one of the biggest wealth creators in the history of the Indian stock markets. Under the strict regulatory gaze of the RBI, the companies in the sector have been underperformers for a while. However, they are now slowly stirring to life. So, watch them closely.
Why Telangana and Andhra Pradesh are still fighting over a loan taken a decade ago
A dispute continues between Telangana and Andhra Pradesh. It is over nearly ₹9,000 crore in loans. These loans were taken before the states' division. The central government is mediating the loan sharing. Telangana wants a population-based sharing model. Andhra Pradesh wants location-based sharing. Telangana fears increased financial burden. Further discussions may resolve the issue. A balanced approach is needed.
How fast you take loans also impacts your credit score, not just the amount: Bhavesh Jain, MD & CEO, TransUnion CIBIL
A lot more needs to be done to educate borrowers on the finer aspects of credit behaviour. Often, the borrowers don’t understand the impact of missing even one or two payments, says Bhavesh Jain, MD & CEO of TransUnion CIBIL.
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Is ‘The Last of Us’ on tonight? HBO season 3 premiere date, schedule, and streaming options
There is no new episode of The Last of Us on HBO tonight, as Season 2 concluded last week. While the show won’t return with new episodes until at least 2026, a Season 2 marathon will air today. HBO has confirmed The Last of Us Season 3 is in development
Why should all health insurance claimants face painfully stringent claims processes due to a few fraud cases?
The broader lesson extends beyond health insurance to all financial services. Basic systems that people depend on should be designed to work efficiently and fairly. When they fail to do so, we need accountability mechanisms that create real consequences for those who abuse their position, whether they’re defrauding the system or denying legitimate claims.
With a long-term perspective: 5 stocks from different sectors which fit the bill on a more important, but less used ratio
Heard of the PEG ratio? When looking at long-term investments, it is a better ratio to use than the PE ratio. For one, it helps you avoid stocks which might appear cheap but actually are not value buys. Again, in sectors that are cyclical in nature, looking at the PE matrix alone may lead to wrong decisions. In the PEG ratio, one of the variables is growth. But growth itself is a function of many variables and that is the challenge you need to navigate when using PEG. It is also the reason why not many use this ratio frequently. But the effort will pay off in terms of helping you identify the right stocks.
Odisha govt engineer held on retirement day for amassing assets, disproportionate to income
An Odisha government engineer, Baikuntha Nath Sarangi, was arrested on his last day of service for allegedly amassing disproportionate assets. Vigilance officials apprehended him after recovering ₹2.56 crore in cash and detecting several immovable properties linked to him. Sarangi faces charges under the Prevention of Corruption Act, with investigations ongoing to determine the full extent of his illicit wealth.
Stock picks of the week: 5 stocks with consistent score improvement and return potential of more than 21% in 1 year
In a super bullish market, one tends to buy stocks without looking at their fundamentals. Similarly, in a bearish market, one may end up selling promising stocks. But what about a market that is neither? Either just sit with cash and ride out the current phase, or buy for the long term. Also remember: Fear has never paid off in the market, but sensible risk-taking probably will. Our selected stocks for today depict a strong upward trajectory in their overall average score which is based on five key pillars: Earnings, fundamentals, relative valuation, risk, and price momentum. This implies that there has been a significant improvement in their market outlook in the given time frame.
And Just Like That Season 3: How to watch series online? See release date, time, episode schedule, cast, storyline and where to watch
Season 3 of And Just Like That premieres May 29 on Max. The show follows Carrie, Charlotte, Miranda and others as they explore relationships, family, and life in their 50s. The season features returning stars and new cast members. The episodes will air weekly until August 14.
Wadhawan brothers siphoned Rs 11,500 crore from DHFL using 87 shell firms, says ED
Kapil and Dheeraj Wadhawan, promoters of DHFL, are accused of siphoning off over ₹11,500 crore through shell entities, using fraudulent loans. The ED's chargesheet details how they allegedly diverted funds to finance lavish purchases, including art, jewellery, and a helicopter.
Rules planned to curb mis-selling of products by banks and NBFCs
Reserve Bank of India will soon release norms to stop mis-selling. This will protect consumers from misleading sales tactics. In FY25, the RBI received many complaints about loans and digital banking. The RBI is also creating a system to check how well banks protect customers. They are working to educate people and improve complaint handling with AI.
Nepal govt announces budget of nearly Rs 2,000 billion for 2025-26
Nepal's Finance Minister Bishnu Paudel introduced a NPR 1,964 billion budget for fiscal year 2025-26, prioritizing startups with NPR 730 million in subsidized loans at a 3% interest rate to foster Gen-Z entrepreneurship. The budget allocates NPR 109 billion for social security and NPR 10 billion for health insurance.
These SBI death claims can be settled in home branch only
State Bank of India simplifies death claim settlements. Nominees can file online for savings accounts and fixed deposits. Visit the Deceased Claim Settlement Portal on SBI's website.
Westpac NZ slashes home loan rates after OCR cut, 3-year fixed now just 4.95%, check full list
Westpac New Zealand has reduced lending and deposit rates following the RBNZ's OCR cut to 3.25%. Special fixed home loan rates now start at 4.95% per annum for one, two, and three-year terms, the lowest among major banks for three-year terms. Variable home loan rates have also decreased by 0.15% annually, while the Notice Saver product remains unchanged at 3.
Can you depend upon home loan insurance policy, which is often tied up with loan?
Insurers such as HDFC Life are increasingly using diabetes as a pre-existing condition as grounds for claim rejection, despite various legal precedents constantly stating that common lifestyle diseases such as diabetes and hypertension cannot be made reasons for claim rejection, despite no medical tests being demanded during policy issuance. Insurers are also accused of forcing customers to buy life insurance with home loans
These 8 banking stocks can give more than 23% returns in 1 year, according to analysts
Globally, things are better for the markets than they were two months back. But we are not out of the woods yet. So, the markets remain volatile, and the chances are they will remain that way for a while. What we need to look for is the underlying bias, and that seems bullish at this juncture. So, stay bullish and ignore what is happening to the Nifty and Sensex. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ,earnings, fundamentals, relative valuation, risk, and price momentum, to generate standardized scores. SR+ Reports is a complimentary offering to ETPrime members.
Finwizz and Wishfin merge to build a leading omni-channel financial platform, eye IPO in 24 months
Finwizz and Wishfin are merging to form a tech-driven, omni-channel financial distribution platform targeting IPO in 24 months. The combined entity leverages Finwizz’s distribution and Wishfin’s digital strengths, aiming to scale credit aggregation and attract strategic capital.
BNZ lowers home loan rates ahead of anticipated OCR cut, sees 20% increase in customers
This decision comes before the expected official cash rate cut by the Reserve Bank of New Zealand on May 28. Bank officials mention a rise in home loan applications. Fixed-term rates see reductions, offering customers more options. Term deposit rates were also lowered earlier. James Leydon expresses confidence in passing on savings.
Airtel launches all-in-one OTT packs for prepaid users starting at Rs 279; Details here
Bharti Airtel has introduced all-in-one OTT entertainment packs for prepaid users in India, integrating access to over 25 streaming platforms like Netflix, JioCinema, and Zee5 into a single recharge. Starting at ₹279, these packs aim to simplify streaming access and enhance user experience.
These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of more than 30%
True, there’s no guessing President Trump's next statement or move. But global markets now seem to sense that the US might find it tough to maintain its high pitch in the tariff war for much longer, resulting in some sort of a rally. As far as the Indian markets are concerned, there is a clear change in trend, with bulls in control on most days. Our assumption is that, with the Q4 earnings season being better in many cases, the chances are that bulls will be on a firmer footing. But do continue to be cautious and selective. In fact, that should guide all investing in emerging markets like India.
ITR for UAE NRIs: Submit returns by July 31 to avoid penalties
Indian expatriates in the UAE must file their Income Tax Returns (ITR) for the financial year 2024-25 by July 31, 2025. Recent changes include increased capital gains tax rates, affecting investors in listed shares and securities. Filing is crucial for claiming refunds, avoiding penalties, and carrying forward losses.
HDFC Bank, ICICI Bank, Shriram Finance: Will big boys of banking, NBFCs be leaders in the next rally?
Looking at the short-term price movement of a stock is neither a foolproof way nor a fundamental way to decide whether the worst is over for that stock. But in certain circumstances, it is perhaps the best way. It provides the first indication that the stock has a high probability of regaining lost glory. Some of the big boys of the financial sector are showing a similar trend. Now, fundamentally, these stocks have a proven track record but have been going through a period of value readjustment. And that phase seems to be over.
Home loan interest rates less than 9%: 10 private banks offering lowest interest on home loan
Securing a home loan from private banks involves understanding interest rates, credit scores, and EMIs. Interest rates vary based on factors like credit score and loan tenure. Essential property documents such as the Sale Deed and Completion Certificate must be verified before purchase. Your salary influences the loan amount based on EMI/NMI ratio.
India story: Time for a basket of stocks? 26 stocks which probably have highest correlation with India’s growth
If probability is the most important thing in the stock market, then possibility is a close second. And a combination of the two reflects the reality of returns. That said, if you are in the market as an investor, you have to be a believer in the India story. As an economy, India is bound to grow. And as it grows, which are the stocks that will reflect that growth story? A whole basket of them. Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks, along with detailed company analysis focusing on five key components – earnings, fundamentals, relative valuation, risk, and price momentum – to generate standardized scores. SR+ Reports is a complimentary offering to ETPrime members.
These 9 banking stocks can give more than 26% returns in 1 year, according to analysts
Yes, on Tuesday, it was banking stocks that led the market decline. But if you look at their overall performance over a period of time, they have been outperformers. As they are heavily owned by FIIs, they come under pressure when selling increases. That, however, does change the reality that their balance sheets are far better placed than they were just three years ago. And in the case of some banks, the painful process of valuation readjustment is also over. Time to take a closer look at these stocks.
What is a top-up home loan? What are its advantages compared to personal loan?
A top-up home loan offers additional funding to existing home loan borrowers. It can be used for purposes like home renovation, education, medical expenses, or other personal needs. These loans are typically available at lower interest rates than personal loans, making them a cost-effective option.
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