BUNDLED INSURANCE WITH HOME LOANS

HDB Financial Services is launching a Rs 12,500-crore IPO, opening June 25, with a price band of Rs 700-740. Investors should consider ten key risks, including potential ownership reduction by HDFC Bank due to RBI regulations and rising gross stage ...

ASB has lowered its fixed mortgage rates, aligning with cuts from other major New Zealand banks, following the Reserve Bank's decision to reduce the Official Cash Rate. The move aims to support current mortgage holders and new buyers, with potential...

With tax breaks gone, prepaying your home loan could save you more than you think.

Every sector goes through good and bad times. Now, this is not only about the real business, but also about its perception on the street. Let's take a real-life situation. A set of stocks from the private sector banking space did extremely well from...

Discover unbeatable deals on daily home essentials at the Amazon Budget Store, with prices starting at just ₹99! From kitchen tools to cleaning supplies, storage solutions, and daily-use items, this store has everything you need to upgrade your home...

LIC Housing Finance lowers home loan interest rates by 50 basis points. New rates start at 7.50 percent from June 19, 2025. This decision coincides with the company's 36th Foundation Day. The move aims to boost home ownership. It aligns with RBI's p...

Despite climate risks, the world's largest banks increased fossil fuel financing to $869.4 billion last year, reversing previous declines. This surge aligns with a political shift against environmental considerations, potentially costing trillions i...

Following the Reserve Bank of India's repo rate cut in June 2025, several major banks, including SBI, Union Bank, and Bank of Baroda, have reduced their lending rates. This move lowers home loan interest rates for borrowers with floating rate loans ...

Following the RBI's repo rate cut, SBI has reduced its key lending rates by up to 0.50%, effective June 15, 2025. The External Benchmark Rate (EBR) is lowered to 8.15%. Consequently, SBI home loan interest rates now range from 7.50% to 8.45% based o...

Canada faces a severe housing crisis with high prices and low supply. The government plans to build more houses and help first-time buyers. A $36 billion plan aims to double new construction. New rules and policies target affordable housing for all....

Agriculture Insurance Company Ltd. urges the GST Council to eliminate the 18% GST on rural-focused general insurance, including agriculture and allied risks, to improve affordability and coverage. While government-sponsored crop schemes are exempt, ...

Investor interest is shifting away from unsecured lending platforms to secured platforms. This has led to more fintech startups moving towards secured loans against property (LAP), mutual funds, and vehicle loans. However, challenges such as high op...

An investment banker's LinkedIn post reveals that even a ₹70 lakh annual salary can feel like middle class in India's metros. High home loan EMIs, car loans, school fees, and urban inflation leave little room for savings or discretionary spending. T...

The Supreme Court has ruled that builders are not obligated to reimburse homebuyers for interest paid on home loans even if project delivery is delayed. This decision overturns a previous order from the National Consumer Disputes Redressal Commissio...

The bank, in which the governments of union territories of Jammu & Kashmir and Ladakh hold a majority share with 59.4% interest, plans to reduce concentration risks. "The new MD plans to firmly accelerate the business from rest of India with a clear...

There is bad news and there is cyclical bad news. The difference? One is triggered by some adverse development. The other comes at regular intervals. Now, in the banking sector, you will hear news of how bank margins are under pressure. This should ...

An Indore honeymoon trip turned deadly when Raja Raghuvanshi was found murdered in Meghalaya, leading to the arrest of his wife, Sonam, her alleged lover, and three accomplices. Raja's father suspects Sonam used black magic on his son, while police ...

For all those who are rattled by geopolitical tensions and rising crude oil prices, remember: Worrying about these developments will yield nothing. No one has any control over what Iran, Israel, or the US, the three main actors, will do. Yes, if the...

We call all of them financial services companies. But they are hardly homogenous, and it would be unwise to view them through the same lens. Each segment in the sector is practically an industry in itself, and has different operating matrices. There...