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STATE BANK OF INDIA CAC GORAKHPUR, GORAKHPUR BRANCH IFSC CODE & MICR CODE - UTTAR PRADESH
| IFSC Code | SBIN0010232 |
| MICR Code | MICR not provided |
| Bank | STATE BANK OF INDIA |
| Address | SBI RAILWAY COLONY BRANCH CAMPUS, GORAKHPUR, UTTAR PRADESH273001 |
| District | GORAKHPUR |
| State | UTTAR PRADESH |
| Branch | CAC GORAKHPUR |
| Phone number |
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FAQs:
Q: What is the IFSC Code for STATE BANK OF INDIA CAC GORAKHPUR branch?
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Q: On which Saturdays does the STATE BANK OF INDIA CAC GORAKHPUR branch remain closed?
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Difference Between Branch Code, IFSC Code and MICR Code
The branch code is a unique identifier that helps distinguish one branch of a bank from another within the same network. It is typically a combination of numbers or letters assigned to each branch to facilitate easy identification and communication within the banking system. This code is important for internal record-keeping, customer service, and other administrative purposes within the bank.
On the other hand, the IFSC (Indian Financial System Code) is a crucial code used for electronic fund transfers in India. It is an alphanumeric code that consists of 11 characters and is assigned by the Reserve Bank of India to each bank branch participating in the NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) systems. The IFSC code helps ensure accurate routing of funds between banks and branches, thereby minimizing errors and delays in transactions.
Additionally, the MICR (Magnetic Ink Character Recognition) code is a technology used for authenticating banks on documents like cheques. It consists of a unique combination of numbers and characters printed in magnetic ink at the bottom of cheques to facilitate automated processing.
The MICR code helps in identifying the bank and branch where the cheque is drawn, ensuring secure and efficient cheque processing.
In summary, while the branch code helps identify specific bank branches within a network, the IFSC code is essential for electronic fund transfers, and the MICR code plays a vital role in authenticating banks on cheques for efficient processing. Together, these codes play a crucial role in ensuring smooth and secure financial transactions within the banking system.
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