Tata ELSS Tax Saver Fund-Growth
(Scheme Rating)
NAV as of May 09, 2025
41.42-0.70%
- Growth - Regular
(Earn upto 1.10% Extra Returns with Direct Plan)
Fund Category:
Equity: ELSS
Expense Ratio:
1.83%(1.96% Category
average)Fund Size:
Rs. 4,404.80 Cr(1.84% of Investment in Category)
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Tata ELSS Tax Saver Fund-Growth
(Scheme Rating)
NAV as of May 09, 2025
41.42-0.70%
Expense Ratio:
1.83%
Fund Size:
Rs. 4,404.80 Cr
Fund Category:
Equity: ELSS
1. Current NAV: The Current Net Asset Value of the Tata ELSS Tax Saver Fund as of May 09, 2025 is Rs 41.42 for Growth option of its Regular plan.
2. Returns: Its trailing returns over different time periods are: 9.81% (1yr), 16.71% (3yr), 22.74% (5yr) and 18.15% (since launch). Whereas, Category returns for the same time duration are: 6.81% (1yr), 17.49% (3yr) and 23.81% (5yr).
3. Fund Size: The Tata ELSS Tax Saver Fund currently holds Assets under Management worth of Rs 4404.8 crore as on Mar 31, 2025.
4. Expense ratio: The expense ratio of the fund is 1.84% for Regular plan as on May 08, 2025.
5. Exit Load: The given fund doesn't attract any Exit Load.
6. Minimum Investment: Minimum investment required is Rs 500 and minimum additional investment is Rs 500. Minimum SIP investment is Rs 500.
Tata ELSS Tax Saver Fund-Growth Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns 6.72 -1.02 -6.31 9.81 16.71 22.74 Category Avg 6.02 -0.68 -5.69 6.81 17.49 23.81 Rank within Category 7 23 27 10 19 22 No. of funds within Category 39 39 38 38 33 33 - Loading...
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Return Comparison
- This Fund
- BenchmarkNIFTY 500 Total Return Index
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Tata ELSS Tax Saver Fund-Growth Fund Details
Investment Objective - The scheme seeks to provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.
| Fund House | Tata Mutual Fund |
| Launch Date | Oct 13, 2014 |
| Benchmark | NIFTY 500 Total Return Index |
| Return Since Launch | 18.15% |
| Riskometer | Very High |
| Type | Open-ended |
| Risk Grade | Average |
| Return Grade | Average |
Tata ELSS Tax Saver Fund-Growth Investment Details
| Minimum Investment (Rs.) | 500.00 |
| Minimum Additional Investment (Rs.) | 500.00 |
| Minimum SIP Investment (Rs.) | 500.00 |
| Minimum Withdrawal (Rs.) | 500.00 |
| Exit Load | 0% |
Portfolio Allocation
Asset Allocation
Asset Allocation History
Sector Allocation
Market Cap Allocation
Concentration & Valuation Analysis
| APR 2025 | MAR 2025 | FEB 2025 | JAN 2025 | DEC 2024 | NOV 2024 | |
|---|---|---|---|---|---|---|
| Number of Holdings | 56 | 56 | 56 | 56 | 56 | 58 |
| Top 5 Company Holdings | 26.66% | 25.92% | 26.21% | 25.37% | 24.43% | 24.83% |
| Top 10 Company Holdings | 41.6% | 40.88% | 40.76% | 39.5% | 38.23% | 39.15% |
| Company with Highest Exposure | HDFC Bank (7.54%) | HDFC Bank (7.27%) | HDFC Bank (7.37%) | HDFC Bank (6.66%) | HDFC Bank (6.59%) | HDFC Bank (6.64%) |
| Number of Sectors | 16 | 16 | 16 | 16 | 16 | 16 |
| Top 3 Sector Holdings | 48.31% | 47.74% | 46.81% | 46.73% | 45.5% | 45.74% |
| Top 5 Sector Holdings | 61.11% | 61.07% | 60.86% | 61.31% | 60.59% | 60.07% |
| Sector with Highest Exposure | Financial (31.85%) | Financial (31.25%) | Financial (30.36%) | Financial (28.4%) | Financial (26.83%) | Financial (27.57%) |
Top Stock Holdings
Sector Holdings in MF
Company Sector Assest(%) P/E EPS-TTM(₹) RETURN 1 YR(%) HDFC Bank Financial 6.07 21.09 92.51 31.42 ICICI Bank Financial 5.49 20.03 71.65 24.34 Infosys Technology 4.42 24.39 64.32 5.80 Reliance Industries Energy 4.05 26.43 53.84 -2.15 State Bank of India Financial 3.48 9.21 86.91 -4.66 Bharti Airtel Communication 3.26 46.21 40.37 42.06 Axis Bank Financial 3.25 13.19 90.58 2.77 NTPC Energy 3.11 15.31 22.67 -5.84 Samvardhana Motherson Automobile 2.92 24.35 5.86 8.03 Larsen & Toubro Construction 2.63 32.68 109.35 5.27
Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y Tata ELSS Tax Saver Fund-Growth 41.42 4,404.80 6.72 9.81 16.71 22.74 HDFC ELSS Tax Saver Fund Regular-Growth 1,334.46 16,232.40 5.99 13.56 23.51 28.48 Parag Parikh ELSS Tax Saver Fund Regular - Growth 30.04 5,084.67 4.59 12.87 18.73 27.48 SBI Long Term Equity Fund Regular -Growth 410.64 28,506.07 5.68 8.44 25.30 29.06 Quant ELSS Tax Saver Fund-Growth 337.63 10,873.11 6.49 -6.76 15.78 33.26
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Standard Deviation
Standard Deviation
Standard deviation is the deviation of the fund's return around mean.
Low Volatality
14.54VS14.88Fund Vs Category Avg
Beta
Beta
Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.
High Volatality
0.95VS0.93Fund Vs Category Avg
Sharpe Ratio
Sharpe Ratio
Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.
Poor risk-adjusted returns
0.61VS0.67Fund Vs Category Avg
Treynor's Ratio
Treynor's Ratio
Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.
Poor risk-adjusted returns
9.32VS10.62Fund Vs Category Avg
Jensen's Alpha
Jensen's Alpha
Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.
Poor risk-adjusted returns
0.30VS1.41Fund Vs Category Avg
Mean Return
Mean Return
Average return generated by the fund during a specified period.
Poor average monthly returns
15.13VS16.06Fund Vs Category Avg
Risk Ratio Chart
- Risk Ratio
- Category Average
Tata Mutual Fund News
- NFO Update: Tata Asset Management launches Income Plus Arbitrage Active FoF
- NFO Update: Tata Asset Management launches Income Plus Arbitrage Active FoF
- Tata Mutual Fund approves merger of quant fund and flexi cap fund
- Fund Manager Talk | Tata Mutual Fund deploying cash to buy stocks after market correction
Fund Manager
- S.J.Sailesh JainSince Dec 20216 schemes
- T.G.Tejas GutkaSince Mar 20211 schemes
Mr. Jain is a Commerce Graduate and an MBA. Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y Tata Balanced Advantage Fund Regular - Growth Dynamic Asset Allocation 19.74 10,154.27 5.34 Tata Arbitrage Fund Regular - Growth Arbitrage 14.24 13,629.48 7.21 Tata Equity Savings Fund Regular-Growth Equity Savings 54.01 261.74 9.26 Tata Multi Asset Opportunities Fund Regular - Growth Multi Asset Allocation 22.34 3,679.43 8.03 Tata Business Cycle Fund Regular - Growth Thematic 17.62 Unrated 2,835.17 2.06 Tata Dividend Yield Fund Regular - Growth Thematic-Dividend Yield 16.63 Unrated 929.50 2.42 Mr. Gutka is a BSc, MMS (Finance) Prior to joining Tata Mutual Fund, he has worked with Tamohara Investment Managers, Barclays Securities India Pvt Ltd.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y Tata Housing Opportunities Fund Regular - Growth Thematic 13.84 Unrated 519.54 -2.17
More Tata Mutual Fund
| Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Tata Money Market Fund Regular-Growth | 28,157.29 | 0.51 | 1.70 | 3.56 | 7.51 | 6.83 | |
| Tata Liquid Fund Regular-Growth | 25,965.16 | 0.51 | 1.70 | 3.49 | 7.23 | 6.57 | |
| Tata Arbitrage Fund Regular - Growth | 12,921.02 | 0.53 | 1.69 | 3.33 | 7.10 | 6.41 | |
| Tata Digital India Fund Regular-Growth | 12,464.64 | -11.50 | -19.42 | -13.32 | 4.27 | 6.85 | |
| Tata Balanced Advantage Fund Regular - Growth | 10,109.20 | -2.31 | -5.67 | -5.82 | 1.38 | 10.02 | |
| Tata Small Cap Fund Regular - Growth | 8,883.39 | -5.50 | -20.15 | -18.86 | 7.42 | 21.06 | |
| Tata Equity PE Fund Regular-Growth | 8,067.54 | -5.73 | -16.24 | -18.61 | -0.58 | 17.95 | |
| Tata Large & Mid Cap Fund Regular-Growth | 7,943.04 | -3.75 | -12.27 | -14.43 | 0.97 | 15.41 | |
| Tata Ultra Short Term Fund Regular - Growth | 5,208.82 | 0.47 | 1.58 | 3.35 | 6.87 | 6.07 | |
| Tata ELSS Tax Saver Fund-Growth | 4,397.93 | -5.47 | -14.16 | -13.25 | 3.45 | 13.64 |
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1. Tata ELSS Tax Saver Fund is Open-ended ELSS Equity scheme which belongs to Tata Mutual Fund House.
2. The fund was launched on Oct 13, 2014.
Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme seeks to provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation. "
2. It is benchmarked against NIFTY 500 Total Return Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 95.16% in equities, 0.0% in debts and 4.84% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 38.68% of the assets, the top 3 sectors constitute around 48.31% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on Tata ELSS Tax Saver Fund-Growth
1. Short-term Capital Gain Tax - STCG is not applicable on ELSS schemes since these have a lock-in period of 3 years.
2. Investment into ELSS schemes qualify for tax deduction under Section 80C of the Indian Income Tax Act.
3. Gains of more than Rs. 1 lakh after completion of 3 years will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
This Might Catch Your Interest
FAQs about Tata ELSS Tax Saver Fund-Growth
- Is it safe to invest in Tata ELSS Tax Saver Fund?As per SEBI’s latest guidelines to calculate risk grades, investment in the Tata ELSS Tax Saver Fund comes under Very High risk category.
- What is the category of Tata ELSS Tax Saver Fund?Tata ELSS Tax Saver Fund belongs to the Equity : ELSS category of funds.
- How Long should I Invest in Tata ELSS Tax Saver Fund?The suggested investment horizon of investing into Tata ELSS Tax Saver Fund is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the Tata ELSS Tax Saver Fund?The Tata ELSS Tax Saver Fund is managed by Sailesh Jain (Since Dec 16, 2021) and Tejas Gutka (Since Mar 09, 2021).
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